Fulbright U.S. Student Program

Health Benefits Plan Summary For U.S. Student Fulbright Fellows

The U.S. Department of State has established health and accident benefits for all Fulbright Fellows. The Accident and Sickness Program for Exchanges (ASPE) is a basic policy and as stated in the U.S. Fellows Orientation Handbook, it is not a substitute for your private health benefits coverage. It is not intended to cover long-term health care and has limitations in coverage. For this reason, you are encouraged to maintain your current policy or to obtain comprehensive health insurance coverage to offset the cost of major medical contingencies that may occur when you are abroad, to cover you if you travel outside of the host country, and/or to provide you with immediate coverage when you return to the U.S.

As of April 1, 2007, the third-party administrator for the U.S. Department of State Accident and Sickness Program for Exchanges (ASPE) is Seven Corners, Inc.

The ASPE policy provides coverage up to $100,000 per illness or accident with a $25 deductible for each claim. For grantees in countries where there is a Fulbright Commission, the Commission will provide you the Accident and Sickness Program for Exchanges Booklet. For grantees in non-Commission countries, IIE will send you instructions after you have returned your grant documents. Here you can access the complete brochure. To print your membership card, go to the MyPlan section of the Seven Corners website, using your Fulbright Grantee ID number as your Participant ID.


Frequently Asked Questions

When does my coverage start and end?

Generally, coverage begins when you leave the U.S. for your grant country and continues until you return to the U.S. at the end of the grant period. In most circumstances, you are only covered while you are in your grant country during the grant period. Stopovers during travel, diversionary travel outside of the country of assignment, or stays in the country prior to the start of the grant or after completion of the grant will not be covered by the Department's benefits. You will not be covered if you take a trip or vacation outside of your host country. See the Booklet for further details on when and where you are covered.

Seven Corners can provide assistance to U.S. students trying to locate a physician overseas and in some cases has established a process where overseas physicians can direct bill Seven Corners (lessening the out-of-pocket expenses for U.S. grantees). U.S. grantees will also have the option to order maintenance drugs prior to their overseas departure. Download the Quick Reference Guide to the ASPE program for U.S. Students.
Where can I find information about supplemental medical insurance for me or general coverage for my family?
Neither IIE nor the State Department provides supplemental medical insurance for grantees or coverage for their dependents. If you require insurance coverage for periods when you are not in the host country, following your Fulbright grant, and/or for your dependents, here is a list of companies that offer Short-term Insurance for Educational Exchange Participants.
How do I file a claim?
U.S. grantees generally will pay for medical services abroad and then file a claim with Seven Corners. The Seven Corners website and the APSE Insurance booket provide detailed information and claim forms; however, keep in mind that to receive reimbursement for medical services, you will need to provide the following:
  1. Fully itemized, original bills including Patient’s Name, Nature of Illness/Injury

  2. Description and Charge for each service provided

Note that if you need extensive treatment (i.e., surgery, extensive tests, etc.), you should contact the Seven Corners Administrator to determine coverage and payments.

Who should I contact when I have questions about eligibility, filing a claim or a claim status?

All queries regarding the ASPE plan should be directed to the program administrator, Seven Corner, Inc.

Seven Corners, Inc.P.O. Box 3724
Carmel, Indiana 46082-3724 USA
E-Mail: aspeinfo@sevencorners.com
Website: www.usdos.sevencorners.com
Telephone:
1-800-461-0430 (toll free for grantees in the United States)
317-818-2867 (a collect call for grantees outside of the United States)

I am a....

Current U.S. Student

United States citizens who are currently enrolled in undergraduate or graduate degree programs are eligible to apply.  All applicants enrolled in U.S institutions must apply through their home campuses.  Find the Fulbright Program Adviser on your campus.

If you are an undergraduate student you would be eligible to apply in your senior year.  If you are a graduate student you are eligible to apply to most countries as long as you will not have a PhD degree on the application deadline.

Non-U.S. Student

If you are a non-U.S. citizen looking to applying for a Fulbright grant to study in the United States you will apply to the Fulbright Program for Foreign Students in your home country.

U.S. Citizen but not a Student

If you are a U.S. citizen, hold a bachelor’s degree, and do not have a PhD degree then you could be eligible for certain awards within the Fulbright U.S. Student Program.  Please review the program summary for the country where you would like to apply.

Artist

The Fulbright U.S. Student Program welcomes applications in the creative and performing arts.  Arts candidates for the U.S. Student Program should have relatively limited professional experience in the fields (typically 5 years or less) in which they are applying.  Artists with more experience should consider applying for Fulbright Scholar Program.

FPA

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U.S. Professor

If you are a U.S. citizen and a professor at a U.S. institution and are interested in applying for a Fulbright Scholar Award you will need to apply through CIES.

Non U.S. Professor

If you are a non-U.S. citizen and a professor interested in applying for a Fulbright Scholar Award to the United States you would need to apply through the Fulbright Commission or U.S. Embassy in your home country.  Find out more information on the Fulbright Visiting Scholar Program.